Services


I can assist you with any of the following types of insurance claims located in Alberta:


What I can do:

  • Investigate insurance claims to determine what sort of payout you should be eligible for
  • Provide second opinions on payouts offered by insurance providers
  • Advise you on potential courses of action
  • Deal with insurance companies directly and negotiate a settlement
  • Offer you a free initial consultation

What I can't do:

  • Make 100% guarantees of payouts
  • Provide legal advice
Call us first—we're on your side!

Disaster Relief

Disaster Relief

The Slave Lake and Fort McMurray wildfires of 2011 and 2016 destroyed a combined 3,600-plus properties and damaged countless others, and devastated the lives of thousands of residents.

For many residents who lost their home and other belongings, the subsequent back-and-forth communication with their insurance companies added considerable stress to an already unbearable toll. Many had to fight tooth and nail to get the payouts they were entitled to.

In the aftermath of these disasters, I helped ease the suffering of numerous residents by assisting them with their insurance policies and guiding them to the best possible payouts.

Property Damage

Property Damage

Your car or house (or its contents) are damaged or destroyed. You have insurance, but what can you claim? We can and will HELP YOU obtain the settlement you are entitled to.

Personal Injury Claims

Personal Injury Claims

I have extensive experience helping lawyers and their clients obtain the best possible payout from claims related to the following:

  • Automotive, pedestrian, and bicycle accidents
  • Accidental death
  • Injuries such as whiplash, slips and falls, spinal cord injuries, fractures, and temporomandibular joint disorder (TMJ)
  • Post-traumatic stress disorder (PTSD), traumatic brain injury, and chronic pain resulting from accidents
Commercial Property

Commercial Property

Fire or water damage has just occurred to your building or the one you occupy. This could result in damage not only to the building but its contents also. Your business may be interrupted as a result! What are you entitled to claim? Call Richards Insurance Adjusters Ltd. We can HELP YOU.

Senior couple looking at insurance application form

Life Insurance Claims

What can you or your spouse do if an insurance company rejects your claim? Why was the claim refused? You need help and want to know if options are available to you. Call us for a FREE consultation.

Disability Insurance

Disability Insurance

Individual and Group Policies
If you’ve submitted a disability claim to your insurer without sufficient medical evidence to support your claim it could be refused. Alternatively, you have been in receipt of disability benefits for a period of time and they stop without you knowing why. If you don’t know what to do next, we will HELP YOU.

Canadian Armed Forces
Do you need assistance with the claim you have submitted? Do you have any questions or concerns with respect to the benefits you are receiving? If you do, we can both assist you and answer your questions.

Automobile Accident Benefits

Automobile Accident Benefits

You are injured in a car accident. What benefits are available to you under your Insurance Policy? If you are a pedestrian and are struck by an automobile, are you entitled to the same benefits? We have the answers and will help YOU obtain the benefits which are due to you.

Canada Pension Plan Claims

Canada Pension Plan Claims

Do you suffer from a chronic medical condition and have had a claim rejected by Canada Pension Plan? Should you be receiving disability benefits under the plan? Was adequate correct medical evidence provided by you in your claim with C.P.P.? If you don’t have answers to these questions, we can HELP YOU - we are only a phone call away!


Faced with a total loss fire claim and little help from the insurance company, the adjusting firm they hired or our broker, we needed help.

Richards Insurance Adjustors Ltd. provided us the professional assistance needed to settle our claim. They represented our interest's and as a result we received a fair settlement for what we were insured for under our policy.

This would not have occurred without the services of John Richards. I highly recommend Richards Insurance Adjustors Ltd.

- John E., Slave Lake



Fees


We offer a no obligation initial consultation free of charge. We handle each claim individually to suit your financial needs. In the case of injuries or automobile accident injuries, we work with law firms at no added expense to you, for our services. In addition, if after the initial complementary consultation, we determine that our services are unnecessary, we will advise, at no expense to you, of alternate avenues to pursue.

RICHARDS INSURANCE ADJUSTERS LTD.
116, 7 St. Anne Street
St. Albert, Alberta T8N 2X4


Telephone: (780) 418-4344
Facsimile: (780) 418-4323
Email: john@richardsonyourside.com